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Table banking

Table banking is our way of economically empowering the women by encouraging them to develop a savings culture.  The women are assisted in forming savings groups, of between 10 to 15 members, where they deposit a certain amount of money every week.  These are essentially accountability groups that encourage women to grow their savings.  After a period of time, they can then begin borrowing their savings and repaying on a weekly basis with interest. Since they borrow their own money, the risk of someone taking off with other member’s money is significantly reduced. 

Throughout the process of forming groups, Dorcas Creation provides the necessary assistance and guidance until the savings groups can run effectively on their own.  This is one of the ways that we have enabled women to start small businesses, economically empowering their households.